IT Leasing
We describe how hardware leasing arrangements are typically structured, what separates an operating lease from a finance lease, and why refresh cycles matter more in technology than in almost any other asset category.
IT Leasing & Technology Finance
Miller Leasing is an informational resource dedicated to explaining how leasing and asset financing can support the way modern teams acquire, refresh, and eventually retire the technology they depend on. We write about the mechanics, the terminology, and the questions worth asking before signing an agreement.
What we write about
Whether it is a fleet of laptops, a data center refresh, or a specialized piece of machinery, we believe the financing conversation deserves the same care as the technology itself. Here is where our attention tends to go.
We describe how hardware leasing arrangements are typically structured, what separates an operating lease from a finance lease, and why refresh cycles matter more in technology than in almost any other asset category.
Our team explores the broader financial instruments organizations use to fund software, infrastructure, and digital transformation projects, along with the planning questions that tend to come up along the way.
Beyond IT equipment, we look at how businesses approach financing for a wider range of operational assets, and how residual value, depreciation, and end-of-term options shape those decisions.
Why we started this
We noticed early on that most of the writing on technology finance was either too promotional or too dense to be genuinely useful. Our team set out to close that gap with material that explains, in plain language, how these arrangements tend to work in practice — the terminology, the trade-offs, and the timing considerations that shape a good decision.
We are not a lender, broker, or leasing company ourselves. We exist to help readers arrive at conversations with their own finance partners better informed, whether that is their first equipment lease or their fifth technology refresh.
“We think of leasing less as a financing mechanism and more as a scheduling tool — it lets a technology decision and a budget decision happen on the same timeline, instead of forcing one to wait for the other.”
— Editorial note from our research teamGet oriented
Follow the milestones that shaped how we approach this subject, from our earliest research notes to where we are today.
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